There are very interesting synergies between financial firms and delivery companies that started in the mid-1800s and are still evolving today. American Express was founded in 1850 as an express transportation business in New York. Deliveries were done by horseback or driving stagecoaches from the eastern cities to the western frontier, transporting parcels, freight, currencies and gold. Many of its largest clients were banks with financial instruments, stock certificates and notes yielding the highest profit for delivery. American Express successfully migrated from transportation into financial services.

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